Privacy Policy

Last updated: 12 August 2026

Trishtara Kashi respects your privacy and is committed to handling personal data transparently, responsibly and securely.

This Privacy Policy explains what personal data we may collect, how and why we collect it, how we use, disclose, retain and protect it, and the rights and choices available to you.

This Privacy Policy applies to trishtarakashi.com, including its webpages and subdomains, our online store, and communications and services connected with Trishtara Kashi.

By using our website or voluntarily providing personal data to us, you acknowledge that you have read this Privacy Policy. Where consent is required under applicable law, we will seek it through an appropriate affirmative action.

1. Who We Are

Trishtara Kashi is a sole proprietorship owned and operated by Yogendra Gujrati.

Trishtara Kashi is a Varanasi-based saree business offering premium Banarasi sarees, personalised saree-selection assistance, WhatsApp support and video-shopping assistance. A product is described as handloom, handwoven, pure silk, certified, tested or otherwise authenticated only where the relevant claim is specifically confirmed for that product.

Business Details

Business/Brand: Trishtara Kashi
Proprietor: Yogendra Gujrati
Business Constitution: Sole Proprietorship
GSTIN: 09AKRPG0702A2ZN
Website: trishtarakashi.com
Email: care@trishtarakashi.com
Customer Care / WhatsApp: +91 73988 28167

Business Address:
K-28/43-K, Govind Ji Nayak Lane
Near Jagdamba Nepali Dharamshala, Doodh Vinayak
Varanasi, Uttar Pradesh – 221001
India

For the purposes of applicable data-protection law, Trishtara Kashi determines the purposes and means for which personal data collected through our website and services is processed.

2. Scope of This Privacy Policy

This Privacy Policy applies to personal data collected through:

  • our website and online store;
  • product, cart and checkout pages;
  • customer accounts, where available;
  • email and telephone communications;
  • WhatsApp, Instagram, Facebook and other communication platforms;
  • personalised shopping and video-shopping requests;
  • orders, payments, shipping and delivery;
  • returns, refunds, exchanges and complaints;
  • promotional subscriptions and marketing preferences; and
  • other online or offline interactions connected with our products and services.

Third-party websites, payment providers, courier providers, social-media platforms and communication services process information under their own privacy policies and terms. This Privacy Policy does not control their independent data-processing practices.

3. Personal Data We May Collect

Depending on how you interact with us and the website features, plugins and services currently enabled, we may collect or process some of the following categories of personal data.

3.1 Identity and Contact Information

  • name;
  • email address;
  • telephone or mobile number;
  • WhatsApp number;
  • billing address;
  • shipping or delivery address;
  • city, state, country and postal code; and
  • alternative contact or delivery details voluntarily provided by you.

3.2 Customer-Account Information

Where customer accounts are available, we may collect or process:

  • username or account identifier;
  • login and authentication information;
  • saved addresses;
  • account preferences;
  • order history; and
  • password-reset requests.

Passwords are handled through the website’s authentication system and are not intended to be stored by us in readable plain-text form. You are responsible for keeping your password, device and account credentials secure.

3.3 Shopping and Product-Preference Information

We may collect information about:

  • products viewed or searched for;
  • products added to the cart;
  • products purchased;
  • products shortlisted or saved, where a wishlist, shortlist or similar feature is available;
  • preferred colours, fabrics, designs and price ranges;
  • occasion or intended use;
  • sarees discussed during personalised assistance;
  • product-availability enquiries; and
  • shopping-assistance notes reasonably required to serve you.

3.4 Order and Transaction Information

  • order number;
  • products and quantities ordered;
  • order value;
  • billing and delivery details;
  • transaction reference;
  • payment method and status;
  • order, dispatch and delivery status;
  • cancellation details;
  • refund status; and
  • return or exchange information.

3.5 Payment Information

Where online payment facilities are available, confidential payment credentials are processed by the applicable payment gateway, bank or payment-service provider.

We do not intend to collect or store your:

  • complete credit or debit card number;
  • card verification value or CVV;
  • UPI PIN;
  • ATM PIN;
  • internet-banking password;
  • banking OTP; or
  • similar confidential payment-authentication credentials.

We may receive limited payment-related information such as the payment method, transaction reference, payment date, success or failure status, payment-provider response, refund amount and refund status.

You should enter confidential banking or payment credentials only on the secure page of an authorised payment gateway or bank.

3.6 Communications and Customer-Support Information

We may collect or retain:

  • emails and WhatsApp messages;
  • telephone enquiries;
  • social-media messages;
  • product and price enquiries;
  • customer-support requests;
  • feedback and complaints;
  • return, refund and exchange requests;
  • images or screenshots voluntarily shared by you; and
  • records of our responses and communications.

When you contact us through a third-party platform, we may receive the profile name, mobile number, account identifier, message content and other information that you choose to share through that platform.

3.7 Video-Shopping Information

When you request a video-shopping session, we may collect your name and contact details, preferred date and time, saree preferences, preferred colours or fabrics, approximate price range, occasion or intended use, products shown or shortlisted, and follow-up information required to assist you.

We do not ordinarily record video-shopping sessions. Where a session is proposed to be recorded, photographed or retained beyond ordinary communication records, we will provide appropriate information and seek consent where required.

3.8 Technical and Website-Usage Information

Depending on the services currently enabled, our website or authorised technical providers may automatically collect limited technical information such as:

  • IP address;
  • browser type and version;
  • device type and operating system;
  • approximate location derived from technical information;
  • date and time of access;
  • referring website or source;
  • pages and products viewed;
  • website interactions;
  • cart and checkout activity;
  • session duration;
  • error and security logs; and
  • diagnostic or website-performance information.

3.9 Cookie and Session Information

We may use cookies and similar technologies for website sessions, cart contents, login status, account security, checkout functionality, website preferences, fraud prevention and technical operation.

Non-essential analytics, advertising or marketing technologies, if enabled, will be used subject to applicable consent requirements and any preference controls made available on the website. Where such technologies are not enabled, the related data will not be collected by Trishtara Kashi through those technologies.

3.10 Marketing and Consent Information

We may maintain records of whether you requested or consented to promotional communication, the communication channel selected, the date and method of consent, your marketing preferences, unsubscribe or opt-out requests, and withdrawal of consent.

3.11 Information Voluntarily Provided by You

We may process other information that you voluntarily provide while making an enquiry, placing an order, requesting personalised assistance, giving feedback, submitting a complaint, requesting a return, refund or exchange, or communicating with us for another legitimate purpose.

Please do not send Aadhaar details, PAN details, banking passwords, payment PINs, medical information or other sensitive information unless we have specifically requested information that is reasonably necessary and lawful for a stated purpose.

4. How We Collect Personal Data

4.1 Directly from You

We may collect information when you browse the website, create an account, add a product to your cart, place or attempt to place an order, make a payment, request product details, contact us, book a video-shopping session, request support, submit a complaint, request a cancellation, return, refund or exchange, or subscribe to promotional communication.

4.2 Automatically Through the Website

Technical, security, cookie, session and website-usage information may be collected automatically when you access or use the website, depending on the services currently enabled.

4.3 From Service Providers

We may receive limited information from payment providers, banks, courier and logistics providers, website-hosting providers, transactional-email providers, website-security providers, fraud-prevention providers and other service providers involved in completing your transaction or providing a requested service.

4.4 From Third-Party Communication Platforms

If you contact us through WhatsApp, Instagram, Facebook or another third-party platform, we may receive information made available through that platform or voluntarily shared by you.

5. Purposes for Which We Use Personal Data

We may process personal data for lawful purposes reasonably connected with operating our business and providing requested products and services.

5.1 Processing and Fulfilling Orders

  • receive, verify and confirm orders;
  • verify product availability;
  • confirm prices and quantities;
  • process order-related payments;
  • package products;
  • arrange shipping and delivery;
  • provide order-status updates;
  • issue invoices;
  • process cancellations, returns, exchanges or refunds; and
  • maintain transaction records.

5.2 Providing Customer Support

  • respond to enquiries;
  • answer product-related questions;
  • confirm availability;
  • address complaints;
  • provide after-sales support;
  • resolve payment or delivery issues; and
  • manage return, refund or exchange requests.

5.3 Providing Personalised Shopping Assistance

Where requested by you, we may use your preferences, approximate budget, occasion, colour choice, fabric choice and previously discussed products to provide personalised saree-selection or video-shopping assistance.

5.4 Communicating with You

We may use your contact information to send order confirmations, payment-status updates, availability confirmations, dispatch notifications, delivery updates, return or refund updates, account-security information, customer-support responses and other communications reasonably necessary to provide a requested service.

5.5 Operating and Improving Our Website

Depending on the technical services currently enabled, we may use appropriate technical and usage information to maintain website functionality, manage customer accounts, operate the cart and checkout, diagnose technical problems, improve navigation and customer experience, maintain compatibility across devices, monitor website performance and improve our products and services.

5.6 Security and Fraud Prevention

We may process information to protect customer accounts, prevent unauthorised transactions, identify suspicious orders, detect fraud or misuse, maintain website security, investigate incidents, protect legal rights and enforce our terms and policies.

5.7 Legal, Tax and Regulatory Compliance

We may process and retain information to maintain tax and accounting records, issue invoices, comply with consumer-protection requirements, respond to valid legal or regulatory requests, resolve disputes, prevent or investigate unlawful activity, and establish, exercise or defend legal claims.

5.8 Marketing Communication

We may send promotional messages, product updates, new-collection announcements, exhibition information or offers only where you have specifically requested or consented to receive such communication, or where the communication is otherwise permitted under applicable law.

A product enquiry or purchase will not by itself be treated as consent for unrelated promotional communication. Marketing consent is voluntary and is not a condition for placing an order.

We will not use personal data for a materially incompatible new purpose without providing appropriate information and obtaining consent where required.

6. Transactional and Marketing Communications

6.1 Transactional Communications

We may send communications necessary to provide a requested service, including order, payment, availability, dispatch, delivery, cancellation, return, exchange, refund, security, password-reset and customer-support messages.

These communications may be necessary to complete a transaction, maintain account security or respond to your request and may continue even if you opt out of promotional communication.

6.2 Marketing Communications

Promotional communications may include new-collection updates, product recommendations, offers, exhibition information, WhatsApp catalogue updates and other brand announcements.

You may opt out at any time by using an unsubscribe option where available, replying with an opt-out request, requesting removal through WhatsApp, changing available account preferences, or emailing care@trishtarakashi.com.

We may retain limited information about an opt-out request to ensure that your preference continues to be respected.

7. Cookies and Similar Technologies

7.1 Essential Cookies

Our website may use essential cookies and similar technologies for cart and checkout functionality, login and account security, session management, fraud prevention, website navigation, remembering limited user choices and technical operation of the online store.

Blocking or disabling essential cookies may prevent the cart, checkout, customer account or other website features from operating properly.

7.2 Analytics and Non-Essential Cookies

Analytics, performance, advertising or other non-essential technologies may be used only where enabled and subject to applicable consent requirements.

Where a cookie notice or preference mechanism is available, you may be offered options to accept, reject or manage non-essential cookies. The absence of a non-essential cookie option does not mean that all categories of analytics or advertising technologies are active.

7.3 Browser Settings

You may control or delete cookies through your browser settings. Browser controls may affect website functionality and may not remove information already processed or maintained outside your device.

8. How We Share Personal Data

We do not sell or rent your personal data.

We may share limited personal data only where reasonably necessary for a legitimate business, contractual, security or legal purpose.

8.1 Website and Technical-Service Providers

We may share information with, or permit limited access to, providers involved in website hosting, domain services, website maintenance, cloud storage, backups, cybersecurity, technical support and website-performance management.

8.2 Email and Communication-Service Providers

Depending on the services currently enabled, email, SMTP, messaging and communication providers may process limited contact, order and communication information needed to deliver messages.

8.3 Payment Providers and Banking Partners

Where online payments are enabled, relevant transaction information may be processed by payment gateways, banks, UPI service providers, fraud-prevention providers and refund-processing partners. These providers process confidential payment credentials under their own security standards, privacy policies and terms.

8.4 Courier and Logistics Providers

To fulfil and deliver an order, we may share the customer name, shipping address, mobile number, shipment or order reference, package information and delivery instructions with courier and logistics providers.

8.5 Professional Advisers and Service Providers

Where reasonably necessary, we may share limited information with accountants, tax advisers, auditors, lawyers, security professionals, fraud-prevention providers, insurers and other professional advisers or contractors subject to appropriate obligations.

8.6 Government and Legal Authorities

We may disclose information where reasonably necessary to comply with applicable law, respond to a valid court order or lawful government request, investigate suspected fraud or unlawful activity, prevent or investigate cyber incidents, protect the rights, safety or property of customers or others, or establish, exercise or defend legal claims.

8.7 Business Restructuring

If the ownership or operation of Trishtara Kashi changes through a lawful transfer, sale, succession, restructuring, merger or similar transaction, relevant personal data may be transferred as part of that transaction, subject to applicable law and appropriate safeguards.

8.8 Third-Party Communication Platforms

When you communicate with us through WhatsApp, Instagram, Facebook or another third-party service, that platform may independently process your personal data under its own privacy policy and terms. We do not control its independent data-processing practices.

8.9 Data Minimisation When Sharing

We seek to share only the personal data reasonably necessary for the relevant service or purpose. Where appropriate, service providers are expected to process personal data subject to reasonable confidentiality, security, contractual or data-protection obligations.

9. International Data Processing and Transfers

Some hosting, email, cloud, payment, communication, social-media or technical-service providers may operate servers or process information outside India.

Where personal data is processed or transferred outside India, we will take reasonable steps, where applicable, to use reputable service providers, limit information to what is reasonably necessary, require appropriate security or confidentiality measures, and comply with restrictions or conditions notified under applicable Indian law.

International transfers remain subject to applicable legal requirements and any restrictions notified by the Government of India.

10. Data Retention

We retain personal data only for as long as reasonably necessary to process orders, provide customer support, maintain account and website security, meet tax and accounting obligations, prevent fraud, resolve complaints or disputes, establish or defend legal claims and comply with applicable legal requirements.

10.1 Website Account and Order-Retention Periods

The following retention periods are currently applied to relevant personal data held within our website account and order-management systems:

  • Inactive customer accounts: up to 36 months from the last account activity.
  • Pending orders: up to 30 days.
  • Failed orders: up to 30 days.
  • Cancelled orders: up to 12 months.
  • Refunded orders: up to 7 years.
  • Completed orders: up to 7 years.

When an applicable retention period expires, personal data may be deleted, anonymised or otherwise removed from active website systems, as appropriate to the type of record and the technical operation of the website.

10.2 Records That May Be Retained for Longer

We may retain relevant information for a longer period where reasonably necessary or required for:

  • tax, GST, invoicing, bookkeeping or accounting records;
  • payment reconciliation and refund records;
  • fraud prevention and investigation;
  • account or website security;
  • consumer complaints and grievance resolution;
  • returns, exchanges, warranty or product-related concerns;
  • contractual enforcement;
  • legal claims, proceedings or limitation periods;
  • regulatory, governmental or law-enforcement enquiries;
  • an active dispute, investigation or audit; or
  • another applicable legal or legitimate business obligation.

A deletion or account-erasure request may therefore not require us to delete information that must or may lawfully be retained for taxation, accounting, security, fraud prevention, grievance resolution, dispute resolution, contractual enforcement, legal proceedings or compliance with another legal obligation.

10.3 Other Systems and Communication Records

The periods above apply principally to information held in our website account and WooCommerce order-management systems. Certain information may also be held separately in invoices, accounting records, emails, WhatsApp communications, courier records, payment-provider records, security logs, complaint records or other business systems.

Information stored separately may be retained for the period reasonably required for the purpose for which it was collected, for customer service, operational continuity, legal compliance or another legitimate business requirement.

10.4 Consent and Marketing-Preference Records

We may retain limited records of marketing consent, withdrawal of consent, unsubscribe requests or opt-out preferences so that we can demonstrate and continue to respect your communication choices.

10.5 Backups

When personal data is deleted or anonymised from active systems, limited copies may remain temporarily in secure backups until those backups are overwritten or removed through the normal backup cycle. Backup data is not intended to be used for ordinary business purposes after deletion from the active system.

11. Data Security

We take reasonable technical and organisational measures intended to protect personal data against unauthorised access, unlawful processing, accidental loss, misuse, alteration, unauthorised disclosure, damage and accidental destruction.

Depending on the nature of the data and systems involved, measures may include restricted administrative access, strong authentication, access controls, secure hosting, website and plugin updates, security monitoring, access and error logs, secure email-delivery methods, malware protection, backup procedures, fraud-detection measures, confidentiality requirements and reasonable internal access restrictions.

Access to personal data should be limited to persons who reasonably require it for business operations, customer support, website administration, accounting, security or legal purposes.

No method of internet transmission, website operation or electronic storage can be guaranteed to be completely secure.

Customers should protect their passwords and devices, avoid sharing OTPs or payment PINs, log out when using a shared device, avoid responding to suspicious payment requests, and contact us if they suspect unauthorised use of their account or order information.

Personal-Data and Security Incidents

If we become aware of a personal-data or information-security incident, we will take reasonable steps to investigate and contain it, mitigate potential harm, restore security, maintain relevant records and notify affected individuals or competent authorities where notification is required under applicable law.

12. Your Rights and Choices

Subject to applicable law, the relevant provisions being in force and reasonable identity verification, you may exercise the following rights.

12.1 Right to Information and Access

You may request information about personal data we process about you and the purposes for which it is processed, subject to applicable legal restrictions.

12.2 Right to Correction and Updating

You may request correction, completion or updating of personal data that is inaccurate, incomplete, misleading or outdated.

12.3 Right to Erasure

You may request deletion or erasure of personal data that is no longer required for the purpose for which it was collected. Deletion may be restricted where retention is required or permitted for compliance with law, tax or accounting records, fraud prevention, grievance resolution, security, dispute resolution or legal claims.

12.4 Right to Withdraw Consent

Where processing is based on your consent, you may withdraw consent through an available mechanism or by contacting us.

Withdrawal will not affect processing lawfully completed before withdrawal and may limit our ability to provide a service that depends on the relevant information. It will not require us to stop processing where another applicable legal basis permits or requires processing.

12.5 Right to Opt Out of Marketing

You may ask us to stop sending promotional emails, WhatsApp updates or other marketing communications at any time.

12.6 Customer-Account Requests

Where customer accounts are available, you may request correction of account information, assistance with account access or closure of an account. Closing an account does not necessarily require deletion of transaction, tax, security, fraud-prevention or legal records that must be retained.

12.7 Right to Grievance Redressal

You may raise a grievance regarding collection, use or disclosure of personal data, correction or deletion requests, withdrawal of consent, marketing communication, security concerns or our handling of a previous privacy request.

12.8 Right to Nominate

Where the relevant provisions of applicable data-protection law are in force, you may have the right to nominate another individual to exercise applicable rights in the event of your death or incapacity.

12.9 Complaint to a Competent Authority

Where available under applicable law and after using our grievance-redressal mechanism, you may have the right to approach the Data Protection Board of India or another competent authority.

12.10 How to Exercise Your Rights

To submit a privacy request, contact:

Email: care@trishtarakashi.com
Mobile / WhatsApp: +91 73988 28167

Please provide your full name, registered email address or mobile number, order number where relevant, a clear description of your request, and information reasonably necessary to locate the relevant records.

We may request reasonable information to verify your identity and prevent unauthorised access, alteration or deletion of personal data. We will review and respond within the period required by applicable law.

13. Children’s Privacy

Our website, products and shopping services are primarily intended for adults.

We do not knowingly seek to collect personal data directly from a person under 18 years of age without appropriate involvement or consent of a parent or lawful guardian where required.

A person under 18 should use the website only with the involvement of a parent or lawful guardian, place an order only with their consent and supervision, and avoid independently submitting personal or payment information.

Where we become aware that a child’s personal data has been collected without appropriate parental or guardian involvement, we may take reasonable steps to delete or restrict that information, subject to legal requirements.

We do not intend to use children’s personal data for behavioural monitoring, tracking or targeted advertising.

14. Third-Party Links and Services

Our website may contain links to or integrations with WhatsApp, Instagram, Facebook, payment providers, banks, courier-tracking websites, social-media platforms and other third-party websites or services.

We are not responsible for the independent privacy practices, terms, content, availability or security of third-party platforms. When you open or use a third-party link or service, that third party may collect and process information according to its own privacy policy and terms.

15. Payment and Fraud Warning

Trishtara Kashi will not ask you to disclose your UPI PIN, ATM PIN, card CVV, internet-banking password, email password, device password or OTP intended to authorise a banking transaction.

Customers should verify payment instructions before transferring money. If you receive a suspicious message claiming to represent Trishtara Kashi, contact us using the official contact details displayed on trishtarakashi.com.

16. Changes to This Privacy Policy

We may update this Privacy Policy when our website, services, business operations, providers, data-handling practices or applicable legal requirements change.

The revised Privacy Policy will be posted on this page with an updated “Last updated” date. Where required by law, we may provide additional notice or seek fresh consent before making a material change affecting consent-based processing.

16A. Private Showroom & Private Buyer Access

Trishtara Kashi may provide selected customers, boutiques and resellers with access to a private, invitation-only showroom.

To provide and secure this service, we may process the buyer’s name, account email address, buyer category, access status, access expiry, authorised-browser status, permitted products or collections, shortlist activity, selection requests and other information reasonably necessary to operate the Private Showroom and respond to the buyer’s requests.

Private Showroom access is linked to the authorised customer account and an approved browser or device. Access may be expired, revoked or replaced by Trishtara Kashi where necessary to protect confidential inventory and customer-specific access.

Protected Private Showroom imagery may include a customer-identifying watermark for security, deterrence and traceability. Protected media is delivered through controlled access and is not intended to have a public original-media URL. Browser or operating-system screenshots and screen recording cannot be guaranteed to be technically impossible.

Operational and Security Logs

We maintain limited operational and security activity records to operate the Private Showroom, investigate access issues, protect confidential inventory and support customer follow-up.

Private Showroom operational logs are retained for up to 90 days, unless a longer period is reasonably required for security, dispute resolution, legal compliance or investigation.

The Private Showroom operational log does not store the buyer’s IP address, browser fingerprint, account email address, protected-media URL or marketing-analytics payload.

The buyer’s account email address and other account information may nevertheless be retained separately as part of the customer account and Private Buyer record where required to provide the service.

Analytics and Marketing

Private Showroom buyer names, email addresses, phone numbers and other directly identifying buyer information are not intentionally sent as Private Showroom event data to Google Analytics, Google Tag Manager, Microsoft Clarity or similar marketing-analytics services.

Shortlists, Selections and Enquiries

When a buyer shortlists a product, sends a selection or requests assistance through WhatsApp, Trishtara Kashi may process the relevant authorised product code, request type and other information voluntarily provided by the buyer for customer service and sales follow-up.

Private buyer-specific prices, protected-media URLs and device-security information are not intentionally included in WhatsApp enquiry prefills.

Your Privacy Rights

You may contact Trishtara Kashi regarding access to, correction of or deletion of your personal data, withdrawal of consent where applicable, or any privacy-related grievance, subject to applicable law and legitimate retention requirements.

17. Contact and Grievance Redressal

For privacy questions, correction or deletion requests, consent withdrawal, account-related requests, consumer complaints or grievances, please contact:

Business/Brand: Trishtara Kashi
Proprietor: Yogendra Gujrati
Business Constitution: Sole Proprietorship
Grievance Officer: Yogendra Gujrati
Designation: Proprietor and Grievance Officer
Email: care@trishtarakashi.com
Customer Care / Grievance Number: +91 73988 28167

Postal Address:
K-28/43-K, Govind Ji Nayak Lane
Near Jagdamba Nepali Dharamshala, Doodh Vinayak
Varanasi, Uttar Pradesh – 221001
India

When submitting a complaint or privacy request, please provide your name, contact information, order number where applicable, a clear description of the complaint or request, and the resolution requested.

Consumer complaints will ordinarily be acknowledged within 48 hours of receipt. We will seek to resolve complaints as expeditiously as reasonably possible and ordinarily within one month, subject to the nature and complexity of the matter, identity verification, information required from the customer, involvement of payment, shipping or technical-service providers, and applicable legal requirements.

Privacy requests will be reviewed and addressed within the period prescribed under applicable law.

18. Applicable Law

This Privacy Policy is intended to be interpreted in accordance with applicable Indian law, including, to the extent applicable and in force:

  • the Information Technology Act, 2000;
  • the Information Technology (Reasonable Security Practices and Procedures and Sensitive Personal Data or Information) Rules, 2011;
  • the Consumer Protection Act, 2019;
  • the Consumer Protection (E-Commerce) Rules, 2020, as amended;
  • the Digital Personal Data Protection Act, 2023;
  • the Digital Personal Data Protection Rules, 2025; and
  • other applicable legal and regulatory requirements.

If any provision of this Privacy Policy conflicts with a mandatory requirement of applicable law, the mandatory legal requirement will apply to the extent of that conflict.

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